When Should You Consider Refinancing Your Mortgage?

Life is full of second chances, and refinancing a home mortgage is one of those chances some people take, starting with a brand-new loan term from either the same lender or a new one. The most obvious–and main–reason to refinance your mortgage is to get a lower mortgage rate. When mortgage rates are near record […]

Ways to Improve your Credit Score Before Buying a Home [Infographic]

The overwhelming majority of homeowners rely on help from a lender when purchasing a home, often in the form of mortgage.  Consequently, it is essential for prospective homebuyers to have a strong credit score to not only apply for a mortgage; but also to obtain their mortgage at favorable rates. A credit score is based […]